Crime Risk Score
A crime risk score rates the relative likelihood of crime at or near a property, helping underwriters assess theft, vandalism, and liability exposure.
Crime scores aggregate reported-crime data for the area around an address and express it as an index relative to a national or regional baseline. Property and casualty insurers use it to gauge theft and vandalism exposure, and it can inform pricing for both homeowners and commercial risks.
Scores are location-specific and can vary sharply block to block, so address-level resolution matters more than ZIP-code averages.
In a PerilGrid reportAvailable as a PerilGrid add-on (Crime Risk Score) and summarized in the full report.
See Crime Risk Score and the full picture for any address in one PerilGrid report — PDF and JSON included.
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